Financial aid is available to eligible students who enroll in certificate and degree programs; but not all programs are eligible. Apply early and meet priority dates to have the best likelihood of being eligible for maximum funding each year.
You must demonstrate financial need to be eligible for most assistance. Financial aid is designed to cover the gap between your own financial resources (savings, income, help from parents or guardians, etc.) and school expenses. Financial Aid can be grants, scholarships, low-interest loans, and student employment.
Apply between October 1 and May 15 each year that you are enrolled at BTC. Please be sure to activate your BTC email. BTC Student Financial Resources correspondence will be sent to the email address that you listed on the FAFSA.
To receive most types of financial aid, you will need to complete the following steps. You are encouraged to begin these steps approximately two months before you plan on attending.
Complete a Free Application for Federal Student Aid (FAFSA) IF ONE of the following applies to you (the student):
Complete a Washington Application for State Financial Aid (WASFA) if the following apply to you (the student):
Be aware that there may be two FAFSA/WASFA applications open at the same time. The following shows which application to complete based on the quarter you will attend.
If you plan to attend Summer 2022 through Spring 2023, complete the 2022-2023 FAFSA or WASFA.
If you plan to attend Summer 2023 through Spring 2024, complete the 2023-2024 FAFSA or WASFA, available October 1, 2022.
About one week after submitting your financial aid application, log into ctclink to view your financial aid status and to review documents that are required. You will also receive an email to notify you when documents are required.
Items listed under "Information We Need From You" must be submitted before your financial aid will be determined. Use the link in the portal to access required forms.
Financial aid awarded to you will be listed under "My Awards".
BTC delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc.. Visit this link for more information https://bankmobiledisbursements.com/how-it-works.
To receive a refund in a timely manner, you must select your refund preference using the information mailed to you.
Your refund can be used for educational expenses such as books, supplies, housing, food and transportation. Contact the Student Financial Resources office if you did not receive refund information by mail.
Financial aid is generally awarded based on full-time enrollment level (12+ credits). If you plan to enroll for fewer than 12 credits, notify our office by submitting an email to finaid@btc.edu. Adjustments are made through the 10th day of each quarter.
Your academic progress is monitored quarterly. To remain eligible for financial aid, you must meet the requirements outlined in the Financial Aid Satisfactory Academic Progress policy.
If you decide to withdraw from one or more credits, you may owe a repayment of some or all of the financial aid you received.
Students who meet the dates below will receive priority consideration for financial aid. Some types of funding are limited and are only awarded to students who apply early. Students who meet these dates will also be notified of their eligibility before the start of the quarter.
Term |
Self-Service Enroll Begin |
Term Begin |
Term End |
SUMMER 2023 |
5/3/2023 |
7/5/2023 |
8/29/2023 |
FALL 2023 |
5/1/2023 |
9/20/2023 |
12/8/2023 |
WINTER 2024 |
11/6/2023 |
1/3/2024 |
3/22/2024 |
SPRING 2024 |
2/26/2024 |
4/2/2024 |
6/21/2024 |
Task |
Summer |
Fall |
Winter |
Spring |
Submit FAFSA/WASFA |
May 1 |
June 1 |
October 1 |
February 1 |
Enrollment level change (for students enrolling < 12 cr.) |
June 1 |
July 1 |
November 1 |
March 1 |
Submit Verification documents |
June 1 |
July 1 |
November 1 |
March 1 |
Independency and Special Circumstances petitions |
June 1 |
July 1 |
November 1 |
March 1 |
SAP petition |
ASAP |
ASAP |
ASAP |
ASAP |
BFET onboarding |
June 30 |
September 15 |
December 29 |
March 29 |
BFET funding request |
July 13 |
September 28 |
January 11 |
April 11 |
After receiving your application for financial aid, we determine the types of funding and amounts for which you qualify. We use the Expected Family Contribution (EFC), income, assets and family size to determine eligibility. Need-based financial aid, such as grants, is provided to students from low- to middle-income households. Some types of grants are limited and awarded on a first-come, first-served basis. Non-need-based financial aid, such as certain types of loans and scholarships, may be available to students who apply.
The Expected Family Contribution (EFC) is a measure of your family’s financial strength. The EFC is calculated using a federal formula that considers the income, assets, benefits and tax liability, and family size as reported on your FAFSA or WASFA form. Students with a smaller EFC may qualify for more need-based financial aid whereas a large EFC may indicate that a student is only eligible for non-need-based aid. The EFC is not the amount you will need to pay to attend college.
The Cost of Attendance (COA) is an estimate of the amount of money you may need to attend BTC for a period of time. The COA includes direct school expenses as well as an allowance for basic living expenses. The COA can vary depending on your program and other factors. You are encouraged to review your own expenses to determine if there are ways you reduce expenses or if there are expenses not included. Students may contact the Student Financial Resources office if they would like to discuss their need for adjustments to their COA.
2022-2023 Cost of Attendance
Example for a WA Resident attending full-time (12+ credits) for three quarters.
Direct expenses
Tuition & Fees |
$6,000 |
Books & supplies |
$702 |
TOTAL: |
$6,702 |
Indirect expenses
Living expenses (housing & food) |
$16,512 |
Transportation |
$1,935 |
Miscellaneous/Personal |
$1,800 |
TOTAL: |
$20,247 |
Most BTC students utilize a combination of financial aid and other sources of income to cover their expenses. This is a valuable strategy to limit the amount of debt from borrowing loans. After receiving your offer of financial aid, carefully review the amounts listed and compare it to your expenses to assess your financial circumstances. Use this Budget Worksheet to help.
Learn more about a variety of ways to finance college through grants, scholarships, and FAFSA by activating your free ionTuition account!
Pell Grants are awarded to help with educational expenses. Like all grants, Pell Grants do not have to be repaid.
The Supplemental Educational Opportunity Grant is awarded to high-need, Pell Grant-eligible students who apply early, as funds are limited. It does not have to be repaid.
Students in default with their Federal Student Loan may qualify for the Fresh Start Initiative.
Available for Washington residents only, eligibility for this grant is determined by FAFSA or WASFA information and is adjusted for less than full-time enrollment. It will not exceed tuition and fees for each quarter, and does not have to be repaid.
Scholarships are provided by Bellingham Technical College Foundation, and other organizations and donors, based on certain criteria.
Washington residents who are enrolled at least half time can pay for education-related expenses through the Work Study program. On-campus, part-time positions are available through the Student Financial Resources office finaid@btc.edu. Call 360.752.8351 for details.
Money students may borrow to finance their education. Loans accrue interest and must be paid back. Students begin to pay back their loans after graduation or after reducing their enrollment to fewer than six credits. There are flexible repayment options available.
The Bellingham Technical College (BTC) Emergency Funding program provides financial assistance to students who experience financial difficulties that impact their ability to continue their education.
Scholarships are another source of free money to help pay for school. They are provided by Bellingham Technical College Foundation, and other organizations and donors, based on certain criteria. The BTC Foundation receives donations from generous individuals, businesses, and organizations throughout the year to give as scholarships just for BTC students.
Learn more about BTC Foundation Scholarships
Funding for high wage/high demand programs Opportunity Grant Scholarship
Learn more about the Baccalaureate Scholarship and Career and Technical Scholarships available through the Washington State Opportunity Scholarship
Find a variety of scholarships on theWashBoard.org, the Washington Scholarship Coalition’s website.
Immigrant Rising's List of Undergraduate Scholarships contains scholarships for undergraduate studies that don't require proof of citizenship or legal permanent residency.
Funding Resources for Undocumented Students contains additional links and funding options for undocumented students attending BTC.
College Success Foundation - Offers a variety of scholarships to support under-served and low-income students.
Apply for need and merit-based scholarships for Washington State residents from the Washington Student Achievement Council (WSAC)
SallieMae - Scholarship Search - College Answer features over 600,000 scholarships, grants, tuition waivers, internships and fellowships.
Federal Student Aid - US Department of Education financial aid and scholarship information.
College Board Scholarship Search - Locate scholarship and other information that matches your educational level, talents, and background.
Beware of Scholarship Scams
Did you know that every year, hundreds of thousands of students and parents lose hundreds of millions of dollars to scholarship scam sites?
Scam sites use official-sounding names like "Federal", "National", and "Administration" to sound legitimate.
Be wary of scholarships that ask you to pay an application fee. Legitimate scholarship foundations do not charge application fees.
Beware of any scholarship service that "guarantees" success. No one can guarantee you’ll win a scholarship.
Avoid sales pitches disguised as financial aid seminars.
Remember, if it sounds too good to be true, it probably is!
Learn more about scholarship scams and how to protect yourself.
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